Welcome to another fine edition of the Yakezie Carnival! Yakezie prides itself as a collection of some of the best personal finance bloggers on the web! For interesting reading material, check the Yakezie site out!
Ugh, should I stay in the stock market or dump everything and sit somewhat safely in CASH?
Much like a roller-coaster, the beginning of the year was an ever upward climb, it was almost mechanical. Put your money in investments and watch it click it’s way up as Uncle Ben’s QE (Quantitative Easing) policies continue to pull the market up and up and up. It was a surreal ride, but eventually the market stated to take on a parabolic look, and many of us started to feel uneasy at the heights the market had climbed! Once near an unbelievable high, Uncle Ben (or Mr Bernanke if you please) let the ride go by suggesting that QE might be tapered back a bit (or a lot). This uncertainty on QE has caused the roller coaster to go free fall, on a downward ride.
So again, I wonder if I’m too late to pull out, or should I just scream mentally as the roller coaster does what a roller coaster does (up and down and up and down and …)?
While I determine which path to pursue. Enjoy the ride and carnival this week!
Michelle @ Making Sense of Cents writes Negotiate for a Raise or Work on Side Income? – Both negotiating for a raise and working on side income are important to me. Of course I want to work my hardest at my job, but my side income is also growing at a very good rate. Both are very important to me.
Dividend Growth Investor @ Dividend Growth Investor writes Should you invest in Wells Fargo (WFC)? – Warren Buffett has been buying shares of Wells Fargo. Should individual investors blindly follow him on this stock?
Edgar @ Degrees and Debt writes How to Leverage Home Equity for Cash Flow and Investments – How to Leverage Home Equity for Cash Flow and Investments
Kurt Fischer @ Money Counselor writes The Vision Thing – The simple technique of clearly envisioning yourself unburdened by too much debt will help assure that you reach your goal of paying off debt.
Lance @ Money Life and More writes Americans Think You Need How Much Money To Get By?!? – Apparently Americans think a family of four NEEDS $58,000 to get by in today’s world and I think that is outrageous. Why? Americans have lost sight of what is a need versus what is a want. Granted, everyone will strive for nicer versions of needs, but those nicer versions are wants.
Tushar @ Earn More and Save writes Patience: A Financial Virtue – Time is money. That’s certainly true, and when people want to save or make money, normally they want instant results and, not only that, but also the best ones. This impatience, however, has the opposite effect, putting them more out of pocket than in the money. Slow and steady wins the race.
Corey @ 20s Finances writes Real Estate Investing: Single Family Unit vs. Multi-Unit – If you’ve read any piece of financial news lately, you’d know that American real estate is back on an upward trajectory. Last month it was reported that single family homes in the United States had increased in price at the fastest pace since 2006. This trend looks sustained.
Suba @ Broke Professionals writes 3 Things You Must Do Before Traveling Abroad – Traveling abroad is far more complicated than staying closer to home. Here are the three calls you’ve got to make before heading overseas!
Roger the Amateur Financier @ The Amateur Financier writes 5 Truly Unusual Methods of Alternate Income – A guide to five unusual means to earn money, from busking to selling body parts to selling virtual items and otherwise making decent money in crazy ways.
Brent @ PersonalFinance-Tips writes Financial Management Tips for First Time Home Buyers – Purchasing any sort of real estate can be a stressful time, especially if you’ve never done it before. Thanks to the high pressure and large amounts of money involved, it is important to manage your finances in the right manner, ensuring that you don’t end up wasting your cash and inconveniencing yourself in the future.
Crystal @ Married (with Debt) writes We Sold Our House – If you’ve been following along, you know we’ve been trying to sell our house. Shortly after my last post, we got an offer. This was about 60 days after listing.
Mr. Frenzy @ Frenzied Finances writes Watching Your Waist and Wallet: Eating Healthy For Cheap – Looking to improve your health and lifestyle, but find good-for-you eating can be pricey? It’s possible! Read here for tips on eating healthy while saving.
Mike @ Personal Finance Journey writes Are you chasing the coupon dream? – Do you spend time saving money with coupons and is it worth your time. How your coupon spending can benefit others and your family.
Jacob @ AllPersonalFinance writes 5 Characteristics of Successful Traders – Many people have different ideas about what makes someone good at trading stocks. It’s a stressful job, full of risk and strategy, and saying 10 percent of traders make a profit would be a generous estimate.
Charles Yeaman @ The Tortoise Banker writes Your Home is Not a Good Investment – A look at the “American Dream” of owning a home, and its effectiveness as an investment.
Hank @ Money Q&A writes Are Your Budget Assumptions Throwing Off Your Family Finances? – You need a budget, but you need an accurate budget. Budgets are built on both facts and assumptions. Are your budget assumptions throwing off your family’s finances?
SBB @ Simple Budget Blog writes Budgeting in Your Summer Fun – Looking for some summer fun, but unsure of how you’ll pay for it all? Here’s some tips on how to plan your finances during the busiest season of the year.
Kevin Watts @ Graduating From Debt writes Shoud I live in a dorm or outside residence? – Should I Live in a Dorm or Outside Residence? When considering your college housing options, choosing whether to live in a dorm or outside residence can be
Tushar @ Finance TUBE writes 3 Painless Ways to be Frugal – Today I will be talking about 3 Painless Ways to be Frugal. Frugality get a bad wrap often because it thinks it gets confused with the miser. There is also the misconception that frugality does not matter. Well rolling income is certainly an important component of becoming wealthy.
Arnel Ariate @ Money Soldiers writes Stock Trading Terminology for Beginners – It’s easier to both discuss and research the market if you’re familiar with stock trading terminology. Here are some basics to get you started on the path to being a seasoned investor.
Steven @ MyDividendStocks writes Protect Yourself Against Inflation Eating Returns – The word “inflation” can be a scary word for many people especially those that are already retired. However, it should be a word to keep in mind when protecting your investments. Basically the term inflation refers to the price increase for goods and services used by consumers. In the U.S. we measure inflation according to the National Consumer Price Index.
Don @ MoneySmartGuides writes Traveling Abroad: Make Sure You Packed Your Life Insurance! – Unfortunately, there are many policy-holding Americans who leave the country for business, pleasure, or to even live temporarily abroad, who don’t realize the traveling restrictions of their life insurance policy.
Martin @ Hello Suckers – Investing into Stocks writes Commission free wealth building – this time with REIT ETF – How to build a retirement account with small money using commission free ETFs
Ted Jenkin @ Your Smart Money Moves writes Will You Lose Your Home Mortgage Deduction In 2013? – One of the main questions taxpayers will face this this year is whether or not their home mortgage deduction will be phased out.
Rich @ Growing Money Smart writes 100K in Five Year Challenge – 100K in Five Year Challenge is about tripling a friend’s money for a down payment on a future house. This is an aggressive goal, but with focus should be possible.
Vipin @ The Investing Monk writes Top Five Side Hustles That Will Help You Survive Lay-Offs – Some side hustles which will help you make some money after that lay-off. Very good especially to tide over the bad times.
Minimalist @ Minimalist Finance writes Should You Take a Second Job? – Should You Take a Second Job? has been published on Minimalist FinanceFinancial stress and the inability to get ahead is a common issue in American households. With costly financial responsibilities such as child care, transportation, food, and housing, life tends to get less and less affordable as life progresses.
Mel @ Mel’s Money writes Saving Money on Your Entertaintment – Simple but effective ways of cutting the monthly entertainment budget without becoming bored.
Daniel @ Sweating the Big Stuff writes Where To Invest Extra Money When The Stock Market Is On A Hot Streak – Since I have a lump sum investing strategy, it’s time to decide where to invest my checking account balance.
MMD @ My Money Design writes Exploring My 401k Alternatives – Maybe More Dividend Stocks? – Lately I’ve been exploring my 401k alternatives in an effort to retire early, and am thinking of contributing more to my dividend stock fund.
Abbie @ Finance Junkie writes Save On Beauty With Homemade Products – Beauty doesn’t have to cost a fortune, try my simple guide to looking fabulous without splashing the cash
S @ Making Sense of Cents writes How To Pay Off Student Loans Fast – $40,000. That’s the total amount of student loans that I accumulated while I was getting my undergraduate and graduate degrees. The amount that is left is still at $38,000 now, mainly because I haven’t paid a lot on them and interest has stupidly been building up. I would have taken out more in student loans but the last couple of semesters I paid for in cash.
Sam @ Simplefinancialfreedom writes Tips for Finding a Fixer Upper Home – Many people are looking for a fixer upper home to invest in. This can be a great investment if the right home is found and is done properly.
CAPI @ Creating a Passive Income writes Dividend Stocks: Why You Should Love Them – Wondering if dividend stocks are for you and your investing? Read here for great tips on why you should love dividend stocks as an investor.
Debt Guru @ Debt Free Blog writes Watch Your Wallet: How to Track Your Spending – In order to keep your finances in check, it helps to track your spending. Having trouble with this? Read here for helpful tips on tracking your spending.
Jason @ Live Real Now writes Negotiating 101 – am about to share the First Secret Lesson of Negotiating. This secret has been passed down from father to son among the celibate Shaolin monks for generations. Breaking the code of secrecy may be putting my life in danger, but I’m willing to do that for you, no matter the risk.
Everything Finance @ Everything Finance Blog writes How Much Money Should You Save for a Baby? – While there isn’t a magic number that parents should reach before deciding to add to their family, being informed about your health plans, your budget, and future costs is important when making your decision. If you haven’t been on a budget, now is a great time to start.
Lindsey @ Cents & Sensibility writes Why a Liberal Arts Degree is the Future – Discusses the pros of a Liberal Arts degree and how it’s valuable financial tool in today’s economy.
Ray @ Squirrelers writes Making Money Flipping – When it comes to homes, cars, collectibles, and other assets, many people successfully turn a quick profit. This post dives into the topic of flipping for money
krantcents @ KrantCents writes Are You a Genius or a Fool? – “Any intelligent fool can make things bigger and more complex… It takes a touch of genius – and a lot of courage to move in the opposite direction”. (E.F. Schumacher) Do you move with the herd? The real estate bubble and recession wrecked a lot of financial goals and plans.
SFB @ Simple Finance Blog writes How to Find the Best Mortgage – When you are in the market to buy a house, you are sure to get numerous offers for loans. Each of those offers would come with guaranteed low rates and other benefits.
Tony @ We Only Do This Once writes Resolve to Declutter – Spring is the perfect time to declutter. The effects are so immediately apparent, they’ll give you a sense of accomplishment — a perfect way to go about tackling more challenging goals.
Lauren @ L Bee and the Money Tree writes Buying a Home Is Exhausting – Here are my tips to combat what I call “home search exhausting”, because buying a home is super stressful!
A Blinkin @ Funancials writes There’s A Difference Between Investing and Speculating! – The stock market has been on an ABSOLUTE tear this year. If you live in Japan, you have seen the Nikkei index rise close to 40% year-to-date. According to my readers’ demographics, no one in Japan even knows I exist so I’m not sure why I’m quoting the Nikkei.
Crystal @ Budgeting in the Fun Stuff writes Ways to Give When You Don’t have Much Money to Spare – The end of the year is a wonderful time to donate. But what about the rest of the year, during times when there are no natural disasters to rally our wallets?
Wayne @ Young Family Finance writes How to Buy the Right Car for Your Family – Looking for a new car? If you have a family, you want to get the right one. Here are tips on buying cars fitting your family’s finances.
Jon Haver @ Pay My Student Loans writes Apply For Grants – When looking to pay for astronomical tuition costs, you should not stop at federal grant programs. Obviously, the federal Pell and FSEOG should be part of your financial aid plans, especially if you have a significant financial need, but there are a bevy of other grant opportunities available.
Tushar @ Start Investing Money writes The Importance of Saving for Short Term Goals – We hear a lot about investing for the long term: for events such as our retirement in several decades from now, for example. However, we don’t tend to hear as much about short term investments and yet these can be just as important in many circumstances.
Little House @ Little House in the Valley writes Extreme Bedroom Style Makeovers Revealed – An extreme makeover doesn’t always have to involve a complete overhaul of the entire room. One of the best things about the bedroom is that a few small changes will have a big impact.
Kyle @ The Penny Hoarder writes How To Choose Your Home Loan – Buying your first home is a tremendous step forward in life, one that signals the start of a new chapter that involves greater responsibilities. In many scenarios, the purchasing of a house can correspond with a major life event, such as marriage.
Matt Becker @ Mom and Dad Money writes Implementing Your Investment Plan – Once you have an investment plan, how do you actually go about choosing the specific investments? This simple guide explains some of the important factors to consider.
Invest It Wisely @ Invest It Wisely writes 5 Fees You Should Never Ever Pay – These 5 fees that no one should pay result from being careless, disorganized, impulsive or distracted.
MR @ Money Reasons writes Awareness of Liabilities and Your Business – Your business is important for you, and one of the important aspects of is how you can protect it. Protection comes in a number of ways, but the legal protection takes precedence over any other.
Grayson @ Debt RoundUp writes When Passion Turns Into Work – There have been quite a few bloggers jump ship into self-employment these days and I think it is awesome. The one question I have is what happens when your passion just turns into work? Do you plan for it or do you diversify your work to keep it interesting?
BARBARA FRIEDBERG @ Barbara Friedberg Personal Finance writes IS MONEY THE ONLY MEASURE OF SUCCESS? – Every job makes a contribution. And doing one’s job enthusiastically and competently can make you a success in any area.
Ashley @ The Frugal Model writes Want Success? Why You Need to Surround Yourself With Successful People – Common advice among highly successful people is to surround yourself with those who are motivated, passionate and even more successful than you. Here’s why this proves to be true, and how to shift your social surroundings.
Adam @ Money Bulldog writes Want to start a business? Just Do It! – Starting a business can be daunting and many things can put you off. Often the best and only way to start a business is to Just Do It!
Amanda L Grossman @ Frugal Confessions writes Steps to Start Down the Extreme Early Retirement Path – It is exciting to me that extreme early retirement is not some exclusive club that is unattainable for those of us with moderate incomes.
Maria @ The Money Principle writes True cost of a mortgage – Have you just found the house of your dreams? Just make sure you don’t over-stretch on the mortgage.
Kevin @ 20smoney.com writes Pell Grants for College – The application for Pell Grants is easier to do in the 2013 season than ever before.
Adam @ Money Rebound writes Simple Ways to Save Money – Sometimes it can feel impossible to save even a fraction of your income. But if you take a step back and look at the big picture, you will find that you can always figure out a way to save a few bucks.
Nick @ A Young Pro writes How to Interview: Tips from a Young Professional – Are you getting interviews but can’t get a job? Learn how to interview better with these interview tips. Match your effort with your knowledge to get a job!
Luke @ Learn Bonds writes Raining Dividends, Income Snowballs – Here’s what you need to know.
Miss T. @ Prairie Eco Thrifter writes Barefoot Running: Breakthrough or Trend? – While your initial reaction to seeing runners wearing strange toe-sock-like shoes might be to scoff at the trend, scientific evidence suggests that this may be a breakthrough in exercise that is safe, effective, and here to stay.
IMB @ Investing Money writes Is Tesla Motors Another Apple or Google? – Let’s talk cars! We know you love ‘em. Today we want to look at Tesla Motors, the custom electric car company and its 10-year struggle to profitability.
DPF @ Digital Personal Finance writes Self-Discipline and Financial Success – Financial success can be helped by having a variety of personal attributes that can be cultivated. One of them is self-discipline, which could facilitate growing wealth!
Ryan @ Cash Money Life writes 4 Creative Ways to Be Frugal – You’re accustomed to finding ways to be frugal and save money. But what are some more creative ways to be saving money over the long haul? Here are a few!
Kevin @ Passiveincometoretire writes How to Know if a Loan is Good or Not – CNN.com delivers the latest breaking news and information on the latest top stories, weather, business, entertainment, politics, and more. For in-depth coverage, CNN.com provides special reports, video, audio, photo galleries, and interactive guides.
PK @ Don’t Quit Your Day Job… writes Personal Finance Basics in Under an Hour – This is what happens when someone dares you to put all the basics of Personal Finance into a single post. 6 Categories of all the basics of Personal Finance – hope you learn something!
Teacher Man @ My University Money writes Running for Student Union President – Want to make $30,000-$40,000 a year while chilling out on your campus and going to a ton of student parties every week? Want to have access to tuition credits, travel expense claims, and several other neat perks? Your résumé could use some building and shiny title at the top would probably help get you into law school right? Finally, whose ego doesn’t want to see their smiling mug on thousands of posters and pamphlets as “The Face” of an entire university campus?
Sean @ One Smart Dollar writes Refinancing a Rental Home – Refinancing a rental home is not as easy as it might sound. Let me tell you about the obstacles that might stand in your way.
Team DINKs @ DINKs Finance writes Rub the Dinks Genie in a Bottle and Get 3 Wishes – Do you ever wish you had your very own personal genie? What if you did–what three wishes would you ask for?
John S @ Frugal Rules writes Online Brokerages I’ve Used: Etrade Review – There are many online brokerages to use as you look to invest in the stock market. The good ones are there to meet your needs and help make sure you’re doing what you can to be investing for things like retirement.
Jon @ Novel Investor writes ETFs For Rising Interest Rates – The recent Fed hints at ending QE means rising interest rates. Here are several ETFs to protect yourself and invest in as interest rates rise.
Mr.CBB @ Canadian Budget Binder writes Buy or Sell First: One Home, One House, Two Mortgages and A Pool – If you are hoping to sell your house and buy a new home you might want to do your research first so you are an informed homeowner. Don’t make the same mistakes as this couple who are stuck with a house, a home, a pool and 2 mortgages.
Jules Wilson @ Fat Guy,Skinny Wallet writes My Body Is Getting Stronger, Even During This Rough Stretch – I just came from helping a friend of a friend move. As I was helping to lift boxes and dressers and other things I realized something: I am in so much better shape physically than I have ever been at.
Jules @ Faithful With a Few writes Dealing With Financial Stress Is Driving Us To Get Out Of Debt! – Dealing with financial stress can really cause a mountain of problems. A lot of things have been going on with us recently, and our finances almost came crashing down because of it!
Anton Ivanov @ Dreams Cash True writes Living Well and Debt Free – Is it really possible to live the life you want without getting into debt? Can you buy your dream car, go on memorable vacations with your family and own a house in a nice neighborhood without loans? As a matter of fact – it is possible. Saving for large purchases in a dedicated savings fund ahead of time is the way to go.
Jason Hull @ Hull Financial Planning writes There Are Times When Saving a Dollar Isn’t Worth It – At some point in your life, you cross the time for money line into being willing to buy time with money.
Philip @ PT Money writes How to Increase Willpower and Stay on Track Financially – Do you find it hard to stay strong and maintain your spending? You may need to work on your willpower. Emily gives us insight on what exactly willpower is and how to keep it strong.
Jacob @ My Personal Finance Journey @ My Personal Finance Journey writes The Dangers of Lifestyle Inflation – Have you ever wondered why, no matter what you manage to accomplish financially, you can never seem to “get ahead”? This post describes the dangerous concept of lifestyle inflation, and how you may be digging yourself into a deeper financial trap without even realizing it.
Hopefully the roller-coaster ride isn’t scary!
Hope you enjoyed!