Learning to Manage Money

Yakezie Carnival First 65 Edition

Hi all, and welcome to my site.

I’m hosting this week’s Yakezie Carnival, but I didn’t sign up to do so, and I’m doing this as a favor.  So to be different, I’m restricting this week’s submissons to the first 65 entries.  No rhyme or reason, just because :)

Still I’m betting that the next 65 personal finance blog articles will rock your world!

Kyle @ The Penny Hoarder writes Long-term vs. Short-term Small Business Loans – Learn about the key differences between short-term loans and long-term loans. No matter what kind of business you have, this information will help you determine which small business loans can best benefit your bottom line.

Crystal @ Budgeting in the Fun Stuff writes 10 Tips to Save Money – Here’s an oldie but goodie from early 2011! Here are my top 10 tips to save money: 1. Save Automatically. Setting up automatic contributions is the best way, in my opinion, to save money…

Minimalist @ Minimalist Finance writes Ways to Find Money to Save – Over and over again, we hear about people that use the excuse that they can’t save money for the future because they don’t have enough money in the now. Many people struggle to put money away when they are already living hand to mouth.

Daisy @ Suburban Finance writes Want to Learn About Personal Finance? Play Monopoly – According to dictionary.com, the term -monopoly- is defined as “exclusive control of a commodity or service in a particular market or a control that makes possible the manipulation of prices.” I highly doubt I knew what that meant when I was younger, but read what I learned.

Crystal @ Married (with Debt) writes I Bought a New TV – I just bought myself a new TV. There wasn’t anything wrong with my old TV. I just wanted a new one. Before you start typing, let me explain.

Mrs. Accountability @ Out of Debt Again writes Shopping Cart Abandonment: Three Ways to Drop the Rate – Have you ever logged onto a store’s website and browsed around, maybe clicked on a couple of items to add them to your cart, then left the page without buying a single item?

Mr. Frenzy @ Frenzied Finances writes Common Personal Finance Mistakes and How to Avoid Them – There are widespread personal finance mistakes made by many Americans that can easily be avoided. What mistakes are you making? Read here to find out!

CAPI @ Creating a Passive Income writes Getting a Kickstart: How to Use Donation Sites – Most people are either unaware of or are reluctant to use donation sites. For some, this may seem like virtual panhandling, but the exact opposite is true.

Maria @ The Money Principle writes Frugality or folly: stop wasting food! – We all waste too much food and it is time to stop. As a bonus you’ll learn how to make spaghetti carbonara and meringue.

SBB @ Simple Budget Blog writes Ready, Set, Shop! Tips on Getting Through the Holiday Shopping Season – The things to watch out for as you begin your annual holiday shopping experience.

Tushar @ Earn More and Save writes 3 Reasons Why Bargain Shopping is Bad for Your Wallet – The economy is still shaky for the most part and everyone wants to be a bargain shopper nowadays. The problem? Bargain shopping can often be bad for your wallet. Here’s why.

Mike @ Personal Finance Journey writes 5 Costly Mistakes Contractors Make When Starting a Home Remodel Project – 5 simple but easy to follow ways to avoid making mistakes and costing yourself money during a home renovation.

Bargain Babe @ BargainBabe.com writes 9 More Ways to Stay Warm Without Turning the Heat On – 9 More Ways to Stay Warm Without Turning the Heat On

Luke @ Learn Bonds writes Two Moderately-Aggressive Asset Allocations For Income-Focused Investors – A look at 2 moderate risk asset allocation models for those who want to have a higher yield while being able to withstand risk in maturities.

JP @ My Family Finances writes Why Paying Down Debt Is Better Than Investing In The Stock Market – Overall, while investing in the stock market may seem like a good idea, the fact remains that doing so would only put you at a greater risk of losing more money.

Tushar @ Start Investing Money writes Should You Blow Your Savings on Christmas? – This has to be one of the most tempting times of the year. It’s like a diet you stay on for 95% of the duration, only to fall at the final hurdle and let yourself down during those last few days that could have made a real difference.

Lauren @ L Bee and the Money Tree writes The No-Spend Clothing Challenge Wrap Up – Was the no-spend clothing challenge a success? I cheated, but ultimately it was a success and I reduced my clothing spend by 73 percent.

Don @ MoneySmartGuides writes 5 Tips for Identity Theft Victims – Identity theft has made so many victims that you should no longer wonder if your identity will be compromised, but when.

Michelle @ The Shop My Closet Project writes Life in the Red-A tale of being in debt – I have spent my entire adult life living life in “The Red”. When I say in “The Red”. I mean in debt. When you talk living paycheck to paycheck I get it. I get juggling bills and money around to see what I have in the bank and in my pocket so that I can pay things off.

IMB @ Investing Money writes Increasing the ROI on Your Investments – This holiday season, everyone wants a little extra cash to spend on those you love. If you are an investor, you might be looking for the money from your investments. If you can squeeze a little higher return from your investments, you might be able to spend a little more in Holiday shopping.

Dominique Brown @ YourFinancesSimplified writes I Don’t Borrow-Why Should I Worry About My Credit Score? – People who don’t worry about their credit report and credit score are being short-sighted.

SFB @ Simple Finance Blog writes How to Set Yourself Up To Be a Financial Success When Starting the First Job—— – Whenever anyone starts out at their first job, it is a process of learning few significant lessons in order to succeed in the real world.

Eva Baker @ TeensGotCents writes Paparazzi Business Update – I started a new business in September and spent my entire emergency fund in the process. This is my first paparazzi business update!

Debt Guru @ Debt Free Blog writes Hand Me Downs: Why They Win the Battle of New VS Used – Need clothes for your child? Consider the money savers that are hand me downs, or even used clothing from other sources, instead of buying new.

Jacob @ AllPersonalFinance writes Commodities: Tips and Tricks to Expert Investing – Many investors, young and old, look to the commodities market when seeking double-digit returns. In this market, one can make serious returns even when the overall stock markets are down. However, when trading commodities, one should follow a few basic rules should they want to achieve success. Here are four tips for a commodities investor.

Tushar @ Finance TUBE writes Time to Manage Your Largest Asset – For most people the largest assets are there home and the contents inside of it. But many people don’t spend enough time managing their home, not understanding their financial implications of not managing it.

Ryan @ Cash Money Life writes Take the Stress Out of Christmas Shopping – Christmas shopping can be an expensive and stressful event! Use these tips to make your shopping list, set a budget, and the reduce stress of the season!

Lindy @ Minting Nickels writes Top Mistakes to Avoid in Online Forex Trading – There are plenty of places that tell you what you should do when you’re trading Forex online, but not as many telling you what you shouldn’t.

Wayne @ Young Family Finance writes Internet Tips: How to Make Extra Money Online – Looking for some extra for your wallet or savings? Here are some of the legitimate ways to make extra money via the Internet.

PPlan @ Provident Plan writes Is Income Protection Necessary? – My wife and I have finally gotten to a point where we are earning a decent amount more than our expenses.

Corey @ Steadfast Finances writes Reasons to Get Life Insurance – I was talking to a friend of mine the other day who is almost 3o and his wife is pregnant. When I asked him what type of life insurance he had, he looked puzzled. “Surely you have life insurance at your age, with a child on the way?” I asked him. I was shocked to find out that he did not think he needed life insurance because he was ONLY 30.

Ted Jenkin @ Your Smart Money Moves writes Do You Have 6.2% Extra In Your Paycheck? – It’s pretty amazing to me how many people truly still don’t understand our payroll tax system.

Tushar Mathur @ Everything Finance writes How To Save A Few Bucks When You Go Out To Eat – If you want to go out to eat but you’re on a tight budget, here’s how to save a few bucks when you go!

Cat Alford @ Budget Blonde writes Wow, It’s Really Hard To Save Money Here! – Now that I’ve been back in the U.S. I’ve been spending money left and right. It’s really hard to save money here! There are so many unexpected expenses!

Roger the Amateur Financier @ The Amateur Financier writes Save Money While Job Hunting: A Few Simple Tips – A contribution discussing some ways to keep your cost of going to interviews and job hunting to a minimum while you are getting a number…

Hank @ Money Q&A writes How You Can Save A Ton Of Money With Coupons This Holiday Season – You don’t have to go to extreme measures to make coupons, coupon codes, and deals help you and your family save money with coupons. Here are some great tips to save a ton!

Cindy @ MidLife Finance writes Getting the Most from Black Friday – Inside and Out – It’s coming — the holiday shopping period that drives us crazy each year, but also gives up great bargains. BlackFriday is on its way!

Brent @ PersonalFinance-Tips writes 6 Tricks To Help You Get Out Of Debt Quickly – Debt is something that the majority of people today have to deal with, which is unfortunate. With this being said, if you do have debt, there are simple things you can do to increase the rate at which you are able to pay it off. Below are six tricks to help you reach a debt free lifestyle as quickly as possible.

Ben Luthi @ The Wealth Gospel writes Changing Your Behavior Isn’t Enough – If you want to obtain financial security, it’s not enough to change your behavior. You have to change your nature.

Sam @ Grad Money Matters writes Should You Advertise Your Company On Groupon? – The other day I received an email from a potential client asking if her company should use Groupon to advertise her business. It can be a hard decision. I’ve seen Groupon work very well for some companies, and then for others I have heard a few horror stories where Groupon did not help their company at all, and actually cost their company money.

Michelle @ Diversified Finances writes Tips To Land That Online Job – Something that I am e-mailed a good amount about is how a person can land an online job. I have had a decent amount of online jobs, and I’m always out there looking for new ones. I feel like a professional in applying for online jobs!

Jon @ 2 Copper Coins writes The ACA and You – What it Means for Your Finances – A basic outline of what factors to consider when looking into the affordable care act and tools to estimate your new healthcare costs.

Dee @ Color Me Frugal writes You Aren’t Your Balance Sheet- You Really Aren’t! – Cast off guilt and embarrassment over how your balance sheet may look today- focus on what you are doing right and doing to move yourself forward in your financial journey

Mark @ Debt, Dividends, & Diversions writes Debt Reduction Options Examined using a Free Excel Spreadsheet – A detailed look at 3 popular debt reduction methods using a free excel calculator and real life examples.

Michael Kitces @ Nerd’s Eye View writes The Idiocy Of The IPO Price Pop – The whole point of an IPO is for a company to sell off a piece of itself, raising money to help invest for its future growth. Which actually means companies that have a big price “pop” after they IPO get less value, and the “best” IPOs should actually be the ones where the price does NOT immediately rise!

Daisy @ When Life Give You Lemons writes Learning from Your Awkward & Embarrassing Life Phases – If you are a woman in the professional workforce, perhaps you, too, have experienced very strong, completely opposite reactions to the phase of life you’re in. And no doubt you 100% felt those feelings when you had them. But then they left and you just didn’t feel that way anymore. Sarah writes about four phases that she wishes she didn’t want to share out loud, but feels compelled to.

Sarah @ BloggerPreneurship writes How to Get More Comments on Your Blog Posts – There’s no doubt that the number of comments that one gets on their blog posts is important, and Sarah at Bloggerpreneurship writes about how to get more.

Richard Adams @ Frugality Magazine writes How To Get The Cheapest Car Insurance Quotes Possible – If your car insurance quotes are making you wince – especially as a new driver – then here’s how to save a lot of money without compromising on your cover or “massaging the truth” about your circumstances.

Daniel @ Make Money Make Cents writes It’s Time To Stop Trying to Keep Up With The Joneses – Keeping up with the Joneses is the phenomenon of using your neighbors as a standard for which to compare your own life and material goods.

Oscar @ Money is the Root writes Harmless? Hardly. These things can Negatively affect your Credit Score. – Most consumers are so busy looking out for the big mistakes that can cause credit problems that they completely overlook small but equally damaging problems that can pop up every day.

Jay @ Daily Fuel Economy Tip writes Five Ways for Parents to Save on Tutoring – You may be starting to notice your child’s strengths and weaknesses in school, as far as grades go. There is a solution: tutoring.

Danielle @ Saving Without a Budget writes The Top Survey Sites for Making a Little Extra Cash – Many people ask us about survey sites that we recommend and which ones they are. The fact is however that survey sites are not really a particularly good way to make money.

Matt @ Budget Snob writes How your Upbringing Affects your Money Habits Part 2 – Something that most people do not realize is that how they were raised as children can actually have a big impact on how they make decisions as adults, especially with money.

Jack @ Money Saving Ethics writes http://www.moneysavingethics.com/old-fashioned-money-saving-tips-that-still-work/ – These days everyone is looking for newfangled ways to save money and, in the rush to do it, some people overlook old-fashioned tips and tricks that have been around for ages.

Amy @ Money Mishaps writes Online and Mobile Retail make Black Friday practically obsolete – Ladies and gentlemen, here is a certifiable fact; marking down prices for Christmas is an American tradition. Here is another fact that is a bit newer; today, those markdowns and bargains come right to you at home so there is no need to actually go to the store to get them.

Lenny @ Best Money Saving Blog writes Avoid these Common Mistakes or you will Always be Broke – Part 2 – While being broke may just be the fault of your circumstance because you are out of work, underemployed or just went through bankruptcy, the fact is that most people are broke all the time because they make a lot of financial mistakes.

Hadley @ Epic Finances writes Thinking about purchasing Aflac Stock? Now may be a very good time – Aflac is, right now, an excellent buy due to its recent post earnings pullback and, in our opinion, could easily be chosen over other insurance rivals like The Hartford and Berkshire Hathaway.

Andrea @ So Over This writes More Money, More Gifts: Effective Ways to Save on Holiday Shopping – There are so many people looking to save money during the holidays while also getting the gifts that they want for their family and friends. Fortunately, there are several effective ways that this goal can be accomplished.

Lily @ Paying Debt Down writes Can you improve your credit in 15 Minutes a day? Yes you can – More and more people are realizing that maintaining a high credit score and understanding their credit is vital to their financial well-being as well as their life in general.

Bob @ Dwindling Debt writes Here are 4 Fees that you actually Should Pay – There are a handful of fees that it actually pays you to pay (no pun intended) and our little blog today will let you know what they are and why you should do it. Enjoy.

Katie @ IRA Basics writes The Secret of Saving for Your First Deposit – Are you ready to become a homeowner and do not fancy a no-deposit home loan? Then the biggest obstacle standing in your way is the first deposit or down payment.

Sam @ The New Business Blog writes Over 70% of Employees Missing Out on Pretax Dollars for Medical Expenses – In 2013 fewer Americans than ever put pretax dollars a way to cover future medical expenses but changes in 2014 will make these flexible spending accounts bit more attractive. These new changes will actually give taxpayers a bit of extra time to use their money.

Marissa @ Finance Triggers writes How to spot a good mortgage broker from a bad one – How can you decide if a mortgage broker is a good one or a bad one? The best way is to learn the answers to these questions.

Buck @ Buck Inspire writes Tis The Enrollment Season To Be Jolly – It is time to enroll for your employee benefits! Some basics are pretty straightforward and really depends on personal preference like HMO versus PPO.

Monica @ Monica On Money writes How To Graduate College Debt Free – It might be hard to believe, but it is entirely possible to graduate from college debt-free. Think about how amazing it would be to start your new career without worrying about paying off student loans.

Holly @ Club Thrifty writes 5 Ridiculous Gifts I’m Not Getting My Kids – As the mother of two toddler daughters, I am horrified by some of the toys I have seen in stores. Read this post for 5 ridiculous gifts I will not be buying.

I’m glad to host this week’s carnival, I hope you enjoy the selections!

Come back and visit!



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